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College Tuition Loans

College is a big investment.

Student Loans for Impact Credit Union by Sallie Mae®

Giving families with college-aged students specific information on available student loan products is a great way to enhance your website’s usefulness. You can customize this information with your institution’s name and a specific link, as indicated, and add this content to your website.

Get the money you need to help make higher education happen
Student loans from Impact Credit Union in partnership with Sallie Mae® could help!

For those attending or borrowing for a student attending a degree-granting institution
Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:

  - Competitive variable and fixed interest rates
  - No origination fee or prepayment penalty1
  - Multiple repayment options

Learn which loan is right for you   

Smart Option Student Loan® for Undergraduate Students
Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school

Graduate School Loan
Pay for expenses as you pursue your master’s and doctoral degrees

MBA Loan
Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine

Dental School Loan
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Graduate School Loan for Health Professions
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs

Law School Loan
Pay for your school and associated expenses as you study for your law degree

Parent Loan
Help your student by taking responsibility with a loan in your name

Learn which loan is right for you 

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Impact Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.



Federal Student Loans

If you're looking to apply for a Stafford or PLUS loan, please contact the Department of Education at 800-433-3243 or visit the Student Aid on the Web information center. You may want to contact your school’s Financial Aid Office or Guidance Counselor for additional guidance.

First Credit Visa

This fixed rate card with credit line of $300 is a great choice for students looking to begin building their credit. With our First Credit Visa, you can establish credit on your own without a cosigner.

Get Started - Apply Today!


Annually at graduation, Impact Credit Union awards $1,000 scholarships to 4 deserving high school graduates who are members or whose parents are members of Impact CU. Applications are submitted by seniors prior to April 1st of each year and are awarded to one recipient for each county we serve.  A Scholarship Application with Rules and Procedures can be printed here or obtained at any of our office locations.

Additional Resources:

Search for scholarships with this free scholarship matching service, and find free money to pay for college!

Search this comprehensive directory of merit scholarships from various sources and scholarships from colleges across the country.

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