Your New Impact Debit & Credit Cards Are Coming

Important Card Conversion Information

 

LAUNCH DATE SEPTEMBER 2026

Impact Credit Union is upgrading our debit and credit card programs to provide members with an improved card experience, enhanced features, and newly designed cards.

ALL IMPACT DEBIT AND CREDIT CARDHOLDERS WILL RECEIVE A NEW CARD WITH A NEW CARD NUMBER!

Please take your time reviewing the important dates and information below so you are ready for the transition. 

 

DEBIT CARD HOLDERS

YOUR NEW DEBIT CARD WILL ARRIVE EARLY SEPTEMBER.

ACTION REQUIRED: Your new debit card will be mailed to the adderess we have on file. 

Verify/update your current address before August 25, 2026!

WHAT YOU NEED TO KNOW:

• You will receive a new debit card number with Tap-To-Pay (contactless) capability!
• Activate your new debit card as soon as you receive it.
  • You will be prompted to set up your PIN during activation.
  • Old PIN will not work.
• Once activated, begin using your new card immediately.
• After confirming your new card is working, destroy your old debit card.
• Your current debit card will no longer work after September 20, 2026.
• Update automatic payments with online retailers, streaming services, utilities,subscriptions, money transfer apps, gyms, and other merchants. 
• Add/update your card in your digital wallet.

QUICKPERKS DEBIT REWARDS ARE ENDING

The QuickPerks Debit rewards program will be discontinued on September 20, 2026.

• Redeem your existing QuickPerks points before the program ends.
• Points can be redeemed at participating BP, Shell, and Murphy gas stations through September 20, 2026.
• Redeem points for games, sweepstakes, and charitable donations at quickperksloyalty.com through November 20, 2026.
• Points not redeemed will expire November 21, 2026.

 

CREDIT CARD HOLDERS

YOUR NEW CARD WILL ARRIVE MID-SEPTEMBER.

ACTION REQUIRED: Your new credit card will be mailed to the adderess we have on file. 

Verify/update your current address before August 25, 2026!

DO NOT ACTIVATE OR ATTEMPT TO USE YOUR NEW CREDIT CARD BEFORE SEPTEMBER 21, 2026.

WHAT YOU NEED TO KNOW:

• You will receive a NEW credit card number.
• Use your current credit card until September 21, 2026.
• On or after 9/21, activate and start using your new card, and destroy your old card.
  • You will be prompted to set up your PIN during activation.
  • Old PIN will not work.
• Each cardholder on the account will receive their own unique card number.
• Update automatic payments with online retailers, streaming services, utilities, subscriptions, money transfer apps, gyms, and other merchants.
• Add/update your card in your digital wallet.

 

**IMPORTANT CREDIT CARD PAYMENT INFORMATION**

As part of our upcoming credit card program changes, please review the following information updates:

New Payment Due Date

Beginning October 2026, your credit card payment will be due on the 22nd of each month. 

Action Required for Automatic Credit Card Payments

To ensure your Impact Credit Card Payments continue without interruption, any automatic or scheduled payments currently set up for your Impact Credit Card will need to be re-established on or after September 21. This includes payments scheduled through another financial institution or bill pay service.

What you need to do:

• If you currently have recurring or scheduled payments set up for your Impact Credit Card, you must create new payments on or after September 21st.
• Existing automatic and scheduled payments will not carry over.
• Failure to re-establish your payment settings may result in your payment not being processed or returned, which could lead to missed payments and late fees.

We encourage you to reset your payment as soon as possible after September 21st to avoid any disruption.

If you have questions or need assistance, please contact us at 800-848-8255 (in Ohio) or 419-547-7781.

Mailing Check Payments

All credit card payments made by check must be mailed to:

Impact Credit Union
1455 W. McPherson Hwy
Clyde, OH 43410

Please allow enough mailing time to arrive before the due date. 

New Statement Closing Date

Your credit card statement will now close on the 27th of each month. Statements will have a fresh look and feel!

Good News! Faster Payment Posting is coming!

Credit card payments will be posted to your account as soon as they are received. Your updated balance will be available right away.

 

JOINT CREDIT CARD ACCOUNTS

EACH CARDHOLDER WILL HAVE A UNIQUE CARD NUMBER.

If more than one person currently has a card on your credit card account, each cardholder will receive a seperate unique card number. Meaning if one person loses their card, both/all cards will no longer need to be closed and reissued!

DON'T FORGET TO UPDATE YOUR CARD NUMBER

Since your card number is changing, review anywhere your current card may be saved, including but not limited to:

Subscriptions, steaming services, utilities, cell phone bills, insurance, amazon and online shopping, gym memberships, automatic payments, money transfer apps, digital wallets.

 

YOUR CREDIT CARD REWARDS ARE CHANGING

Your existing Scorecard rewards program points will transfer to our new rewards program — Impact Rewards.

• New reward program will be available September 21st, 2026.
• Redeem points with gift cards, fuel, pay with points, travel, merchandise, tickets, Charitable donations and much more!

 

YOUR CREDIT CARD IS MOVING INTO ONLINE AND MOBILE BANKING

NO MORE SEPARATE CREDIT CARD WEBSITE LOG IN

Following the conversion, members will be able to access their Impact Credit Card information directly through online and mobile banking.

Members will be able to conveniently view their credit card information alongside their other accounts, which include viewing transactions, balances, payments, statements, card controls, and travel notifications (replaces EZCard).

 

 

TIP: Review your transaction history.

Review your recent transactions now to identify recurring charges connected to your current card. This will help prevent interrupted services or missed payments after your card number changes.