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Current Rates

Loan Rates

Consumer Loans
Effective Date: Saturday, October 20th, 2018
Fixed Rate APR*Variable Rate APR*
Vehicles    
New and Used 2015 and newer as low as 3.74 %  
Used 2014 - 2012 as low as 3.74 %  
Used 2011 - 2008 as low as 6.24%  
Used 2007 and older as low as 6.24%  
Motorcycles
New and Used 2012 and newer as low as 4.99%  
Used 2011 - 2008 as low as 6.99%  
Used 2007 and older as low as 8.99%  
RVs
New and Used 2015 and newer as low as 4.99%  
Used 2014 - 2012 as low as 5.99%  
Used 2011 - 2008 as low as 6.99%  
Used 2007 and older as low as 8.99%  
Unsecured as low as 12.00%  
PSL Line-of-Credit   as low as 11%
VISA Platinum Credit Card as low as 9.99%  
Home Equity Line of Credit
LTV 80% or less
  5.50%
Share/Certificate Pledged 2.00% over rate earned on pledged account  
*APR=Annual Percentage Rate. Loans and rates are subject to credit approval. Some restrictions apply. PLEASE CONTACT THE CREDIT UNION FOR ADDITIONAL RATE AND LOAN PRODUCT INFORMATION. Rates are disclosed as Annual Percentage Rates. Offered rates are subject to change without notice.

First Mortgage Rates
Effective Date: October 9th, 2018
Rates are "as low as"
TermRateAPR**Points
Fixed Rate Mortgages
Loan to Values 60% or Less:
15 years 4.500% 4.598% 0
15 years 4.250% 4.496% 1
30 years 5.125% 5.189% 0
30 years 4.875% 4.933% 1
Adjustable Mortgage Rates
3 / 1 ARM 6.250% 6.319% 0
Construction Loans: Add .50% Construction Loan Origination Fee
The rates shown above are indicative of the current rates for the purchase of a single-family primary residence. These rates are not guaranteed and are subject to change daily. Rates may be based on LTV% (Loan-to-Value) and Credit Scores. Maximum Financing: $424,100. Please ask for further information about the fees and terms applicable to advertised loan products. **APR (Annual Percentage Rate) is based $100,000 loan amount.

Savings Rates

Share Accounts
Effective Date: Saturday, October 20th, 2018
AccountAnnual Percentage YieldNominal RateMinimum Balance to Earn DividendsMinimum Balance to Open AccountDividends Coumpounded & Paid
Prime Share Savings 0.05% 0.05% $100.00 $25.00 Quarterly
Insured Money Fund
$2000-$14,999.99 0.35% 0.35% $2,000.00 $0.00 Monthly
$15,000-$49,999.99 0.50% 0.50% $2,000.00 $0.00 Monthly
$50,000 & up 0.55% 0.55% $2,000.00 $0.00 Monthly
Christmas & Vacation Club 0.05% 0.05% $100.00 $0.00 Quarterly
Young Members Club 0.10% 0.10% $1.00 $0.00 Quarterly
IRAs 0.10% 0.10% $1.00 $0.00 Quarterly
Share Checking Account 0.02% 0.02% $1,000.00 $0.00 Monthly
Member Business Checking
$5,000-$14,999.99 0.02% 0.02% $5,000.00 $0.00 Monthly
$15,000 and up 0.05% 0.05% $15,000.00 $0.00 Monthly
Dividends are calculated on the Daily Balance method. Fees could reduce earning on the account. Offered rates are subject to change.

Share Certificate Accounts
Effective Date: Saturday, October 20th, 2018
TermAnnual Percentage YieldNominal RateMinimum Balance to Earn DividendsMinimum Balance to Open AccountDividends Coumpounded & Paid
6 months 0.25% 0.25% $500.00 $500.00 Quarterly
12 months 1.51% 1.50% $500.00 $500.00 Quarterly
18 months 2.27% 2.25% $500.00 $500.00 Quarterly
24 months 2.52% 2.50% $500.00 $500.00 Quarterly
30 months 2.78% 2.75% $500.00 $500.00 Quarterly
36 months 3.03% 3.00% $500.00 $500.00 Quarterly
48 months 3.29% 3.25% $500.00 $500.00 Quarterly
60 months 3.65% 3.60% $500.00 $500.00 Quarterly
$500.00 Minimum Daily Balance required to earn dividends. All dividend rates and Annual Percentage Yields (APYs) published above assume that dividends will remain in the account until maturity. A penalty will be imposed for early withdrawal and fees may reduce earnings. See account disclosure for complete details. Dividend rates, APYs and terms subject to change without notice.

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